[영어 팟캐스트] Life Kit - Gold is having a moment. Is now the time to invest?

Gold is having a moment. Is now the time to invest?

https://podcasts.apple.com/kr/podcast/life-kit/id1461493560?i=1000769902974

Gold is having a moment. Is now the time to invest?

 

1. 단어정리

영단어	해석	팟캐스트	추가 예문
hedge	방어 수단, 위험 회피 수단	Gold is often seen as a hedge against all of that.	Some investors buy gold as a hedge against inflation.
volatile	변동성이 큰, 불안정한	You don't necessarily have to own the physical stuff, whether it's a good long-term investment because the price is super volatile and how its returns compare to the stock market over time.	Cryptocurrency prices can be extremely volatile, so some investors avoid them.
peg	고정하다, 연동시키다, 특정 기준에 맞추다	So you could buy into their exchange traded funds or ETFs that are pegged to the price of gold.	Some currencies are pegged to the U.S. dollar to keep their value stable.
dividend	배당금	They will generate actual income and revenue and pay dividends.	Unlike gold, some stocks can pay dividends to investors.
hindsight	뒤늦은 깨달음, 사후 판단	It seems like particularly in this moment, it would have been a great time to buy gold a year ago, with the benefit of hindsight, of course.	With the benefit of hindsight, I should have started saving money earlier.
there tends to be a push	~하도록 몰아가는 분위기가 있는 경향이 있다	There tends to be, in my opinion, some overhyping of gold, and that now it's like, hey, gold doubles, triples, and blah, blah, blah, and there tends to be a push where people are cajoled, coerced, led into what I would say is an overly aggressive allocation of gold because it's doing well.	There tends to be a push to buy gold when the price is going up.
cajole	구슬리다, 달래서 하게 만들다	There tends to be, in my opinion, some overhyping of gold, and that now it's like, hey, gold doubles, triples, and blah, blah, blah, and there tends to be a push where people are cajoled, coerced, led into what I would say is an overly aggressive allocation of gold because it's doing well.	The salesperson cajoled him into buying more gold than he originally planned.
coerce	강요하다, 억지로 하게 만들다	There tends to be, in my opinion, some overhyping of gold, and that now it's like, hey, gold doubles, triples, and blah, blah, blah, and there tends to be a push where people are cajoled, coerced, led into what I would say is an overly aggressive allocation of gold because it's doing well.	Some investors felt coerced into buying gold because of aggressive sales tactics.
look in the rear-view mirror	백미러를 보다 (과거 성과만 보고 판단하다)	We know that looking in the rear-view mirror to set your priorities and how you want to allocate your assets is a bad thing to do.	Buying a stock just because it went up last year is like looking in the rear-view mirror.

 

2. 기억하고 싶은 문장

 

She says gold tends to be seen as a safe haven investment when things are looking scary in the world. : 그녀는 세상의 일들이 무섭게 보일 때 (세계 정세나 경제 상황이 불안해 보일 때) 금이 안전한 피난처 투자로 여겨지는 경향이 있다고 말한다.

 

There tends to be, in my opinion, some overhyping of gold, and that now it's like, hey, gold doubles, triples, and blah, blah, blah, and there tends to be a push where people are cajoled, coerced, led into what I would say is an overly aggressive allocation of gold because it's doing well. : 내 의견으로는, 금이 어느 정도 과하게 띄워지는 경향이 있다.
그리고 요즘은 “금이 두 배, 세 배가 된다” 같은 식으로 말한다.
또 사람들이 금이 잘 오르고 있다는 이유만으로, 내가 보기에는 지나치게 공격적인 금 배분으로 구슬려지거나, 강요되거나, 이끌리는 흐름이 있는 경향이 있다.

 

We know that looking in the rear-view mirror to set your priorities and how you want to allocate your assets is a bad thing to do. :  우리는 우선순위를 정하고 자산을 어떻게 배분할지 결정하기 위해 백미러를 보는 것이 좋지 않은 일이라는 걸 알고 있다.
(하지만 과거에 잘 올랐다는 사실만 보고 앞으로의 투자 우선순위나 자산 배분을 정하는 건 좋은 방법이 아니야.)

 

At 5%, I start to get a little nervous because something can go wrong and it can go wrong at the wrong time and have an oversized impact on your portfolio. : 5%에서는, 나는 조금 불안해지기 시작한다. 왜냐하면 무언가가 잘못될 수 있고, 그것이 잘못된 시점에 잘못될 수 있으며, 당신의 포트폴리오에 과도한 영향을 줄 수 있기 때문이다.

 

So his advice is 5% is starting to be too much. : 그래서 그의 조언은 5%는 너무 많아지기 시작한다는 것이다.

 

Most of the financial advisors I talk to say, if you're looking to get into gold, maybe look for a broader precious metals or commodities fund. : 내가 이야기하는 대부분의 재정 자문가들은, 만약 당신이 금에 투자하려고 한다면, 더 넓은 귀금속 또는 원자재 펀드를 찾아보라고 말한다.

That gives you some exposure, but also hedges your risk a little bit. : 그렇게 하면 해당 자산에 어느 정도 투자하면서도, 위험을 조금 분산하거나 줄일 수 있다.

 

if you'd like to add some to your portfolio to diversify a bit and maybe take advantage of any further price increases, Maria's Source said to aim for less than 5 percent. You can buy gold by the bar. : 포트폴리오를 조금 다각화하고, 추가적인 가격 상승을 활용하기 위해 금을 조금 추가하고 싶다면, Maria’s Source는 5% 미만을 목표로 하라고 말했다. 금은 바 형태로 살 수 있다.

 

3. 생각한 내용

투자는 어렵다..... 금은 일단 안 해야지....ㅎ